Protection Services
Life Insurance
Secure the future of your family by taking out a life insurance policy against yourself and provide them with the financial support that they might need in case of an untimely death. There are many options for life insurance so we will work with you to find the ideal plan that fits your unique requirements. As with all insurances, conditions and exclusions will apply.
Critical Illness Cover
Critical illness cover works in a similar way to life cover but will pay out on the diagnosis of certain illnesses. The cover can provide much needed financial support in such events as often conditions can stop you from working and earning the money to afford the mortgage and/or bills. We will work with you to discover your best option.
Income Protection
Consider how your mortgage and bills would be paid if you were unable to work due to illness or injury. Experiencing a long-term illness or injury can be difficult enough on its own without the added pressure of money worries. Contact us to discuss the best income protection policies.
Business Protection
It will help pay off business debts if the owner dies. Critical illness cover option also available. Anyone who has guaranteed these debts – usually the owner, but can be a partner or director of the business.
Building and Contents Insurance
If you have a mortgage, your lender will insist that the mortgage property has adequate buildings insurance in place. At the same time, it is sensible to consider that you have contents cover.
We can include options such as: accidental damage, legal protection, new for old, and away from home cover as part of your insurance plan. As with all insurances, conditions and exclusions will apply.
This is just a selection of the protection solutions that LKJ Mortgages Ltd can provide working with Stonebridge Protect. Please get in touch if you would like to discuss your options.